Hello there you who has lost your way to this errr... possibly useless idea of mine. I'm not sure if this has been suggested earlier or not, but I have an idea.

The phrase "I have an idea" never goes any further from there. But this one actually seems pretty good, at least in my own head it does.

Now, among many other subjects I have studied finance, business, investment and many types of sales and advertisement strategies. Yes, I am fairly bored on a daily basis so I like to study on my free time.

I have recently taken an interest in banks and the way they work and offer their services while still earning money. Meaning, how does a bank get it's income.

With this it would be great to see a bank system in Lioden where there could be a place where you can take loans that you would have to pay off in x amount of days or the interests would start to round up every x amount of time, let's say every week for example.

The person who would give out the loans and later collect them back with possible interests would be for example a clan leader. (usually clans have a lot of SB and GB to spare) and that way it could be an actual player who would actually gain from this system.

If you made an entire section for banks and such it would soon lose it's value. So "owning" a bank would be a rare thing to have and it would need certain requirements.

As for paying back in time with the right amount there needs to be a strong system build to work for the purpose of loans and such. Like for example every person could have their own personal track of how much SB or GB they gain in average in x amount of time. And based on that they could be granted a loan or turned away. ----> Why you would ask? Well if the person never earns anything then it would be impossible for them to pay back with piled up interests.

This is how far I have had the energy to puzzle around with this idea. There is a lot that you could add or change. And of course, the game developers would know best where to place such a bank system.

Th reason for suggesting this and actually bringing it up is because I sometimes feel like it would be A GREAT thing to have a certain amount of SB right away that I could pay off a little later on. Now I could ask from another player for a loan, but if it were me who would be giving out the loan I would never do it, because there is no guarantee or rule/law to make sure that I will be payed back. PLUS, this would be a great way to earn more SB and/or GB.

I am terribly sorry if this was written a bit sloppily or if it was a bit all over the place, but I hope you got a hint of what I have been thinking lately.

-The greedy money maker, Fei c: hehe. . .

Ps. Please do share your ideas and thoughts about this! The more refined I can get this idea to be the better =^w^= Says the perfectionist . . . haha!