Posted by Banking System (Comprehensive + Images)

Vulpix (#5661)

Merciful
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Posted on
2016-09-20 11:40:17

The Beetle Bank!



Do beetles disappear right after you gain them?
Want to save up for something spectacular but never have enough beetles?
Do you forget about bundles and feel like it's inefficient?
Are you bad at accumulating beetles?


If so, then I present to you: The Beetle Bank: where you can store all your hard earned beetles!

* insert balloon and party noises*

I have taken the liberty of constructing a "mock" Banking system that I would love to see in place. I believe (after scouring many threads and searched goodies) that this idea has been suggested before. However, there are no recent posts, nor detailed descriptions of a system that would work with the game. So in turn, I have put together some graphics, as well as laid out a basic system that I think would benefit the players.

It will include the following features:
1. Deposit Beetles
2. Withdraw Beetles
3. Possible Interest system/daily beetles (?)

See below for what it would look like!
0sC5H3i.jpggtuUf2l.png

Thank you for reading this post! And please let me know if there are any other features you'd like to seen add. :)

~ ~

****** EDIT: 28/9/16 *****

Note: No GB can be learnt through Beetle Bank as it would be unfeasible to sustain the SB:GB ratio. Furthermore, real currency supports the game and helps for future improvements so this would be important.

Interest Tier System:

0 - 15,000 SB:
0.0001% Interest
1 SB daily.

15,001 - 30,000 SB:
0.0003% Interest
4 SB daily at 15,001 SB.
9 SB daily at 30,000 SB.

30,001 - 100,000 SB:
0.0004% Interest
12 SB daily at 30,000 SB.
40 SB daily at 100,000 SB.

100,001+ SB:
0.00045% Interest.
45 SB daily at 100,001 SB.
90 SB daily at 200,001 SB.


Thanks guys for all the feedback!







This suggestion has 214 supports and 10 NO supports.



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Edited on 28/09/16 @ 20:06:32 by Archimedes (#5661)

(Frozen!) Micah
🌈✨ (#58378)

Divine
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Posted on
2016-09-28 13:14:22
I like the idea of very low interest rates. That bit now had my support. :D



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Vulpix (#5661)

Merciful
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Posted on
2016-09-28 13:15:52

I appreciate the support, Fonzie! And yes I agree, a high interest rate would be very unsustainable! :)




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Hearteater. (#60699)


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Posted on
2016-10-03 10:50:57
No support from me. Personally, I think we already have kind of a banking system with our bundles of SB/GB we can make.
I think the interest value is just gonna inflate everything more than it is >> (luckily it's been goin down again)



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Celestial Beasts
Breeder (#31825)

Impeccable
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Posted on
2016-10-09 08:57:42
You mean like the neopets bank? That's an awesome bank, I agree we should have one like that



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Black Panther Drinks
Coffee (#61032)


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Posted on
2016-10-09 09:12:57
Can someone loan me a small loan of a million dollars? XD



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MajestyCoal, Wenet
hoarder (#23607)


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Posted on
2016-10-09 09:14:53
To be honest the daily SB is negligible, and any more is unsustainable, so you might as well not have it, but it does make the idea a bit different to bundles. An alternative might be re-doing the whole bundles system into a Banking tab straight from your hoard?

Would banked SB affect the 5000sb cap for finding silver beetles in explore? And because that cap is to stop masses of SB being earned and keep the value stable, how would you justify still getting the rewards above that number? Doesn't it null the fixed cap?



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🍁 Anaraktu
🍁[G1 Mada RLC] (#75008)

Lone Wanderer
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Posted on
2018-11-04 11:32:08
what if you added something in the bank like: 100GB is the goal you want to get, AND ONLY when you get to that goal, can you withdraw from the bank?



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Unnown Goo (#155175)

Bone Collector
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Posted on
2018-11-05 00:38:03
I need this. Bundling is okay if I want to store Sb/GB to pay someone at a later date, but it's a real hassle when I just want to prevent compulsive purchases.

I agree with what MajestyCoal says. The interest shouldn't be included.



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Edited on 05/11/18 @ 00:40:59 by πŸ‘Inkk🐏BeanπŸ‘ (#155175)

🌜 Muze πŸŒ›[clean
g2 ruby] (#155557)

Aztec Knight
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Posted on
2019-02-25 13:52:55
I know this is older, but I support this! I would love a banking system separate from what’s available.



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Rappadapa (#105921)

Evil
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Posted on
2019-02-25 13:55:40
Interest should be automatically earned incase it is forgotten about



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Evil [2k G2
Decennial Primal] (#199651)

Heavenly
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Posted on
2020-06-05 01:49:19
I support, but man give us broke people some slack on the interest system! Maybe not make the scales so extreme?

I mean... because like I haven't found it very easy to save SB on this site lol. I doubt I'd ever get to 15k in my lifetime here... and that's a high number to get an interest boost!

What if a .01% weekly interest system was implemented instead of 1-90SB daily? It'd scale off of whatever you've got in there, without needing a tier system. There'd be greater a reward the more loot you got hoarded, but it also wouldn't be scraping crumbs for those that only have 250 or so in the bank.



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