Posted by New Oasis Payment Method

Umanoeat ❄️ (#91618)

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Posted on
2019-01-04 19:32:40
So as said in the title I was thinking about new ways to spend my bank account and I thought about this :
Pre paid cards that you can buy in everyday shop like super market and such to buy GB in Lioden. These prepaid cards exist in already lots of game and I know a few smaller French sim game that accept them.
I have no idea if that's the right thread to post this in.
Like neosurf and paysafecard for instance



This suggestion has 32 supports and 3 NO supports.



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Kuma ™ | Semi
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Posted on
2019-01-04 21:39:02
You can just use prepaid Visa gift cards



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Umanoeat ❄️ (#91618)

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Posted on
2019-01-05 04:08:13
Kuma : Heard bout it, yeah but not available in France and some european countries from what I've seen



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Mad Hyena (#29080)

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Posted on
2019-01-05 04:15:12
The pre-paid cards ARE already available; the problem lies with the cards themselves. Not all are international-enabled.

Some cards are limited to their country only. Like USA-only, or France-only, or Russia-only (and most pre-paid cards from shops are not international; they're only available to be used within the country they were bought in). And Lioden cannot possibly accept those cards because it's not on Lioden part that payment is rejected; it's on your card's level. The bank that gives you the card, rejects the payment because the recepient (Lioden) isnt located in the same country as you. Lioden is located in England.

Lioden is not forbidding any cards from being used, it's the BANK that provided them that blocks it. It's something Lioden cannot possibly affect in any way. You need an international card to pay - if your card is France only, nothing Lioden will do can make you pay with it because Lioden is not located in France. It's simply not within their powers to affect the rules your bank sets for the cards!

So what you suggest is simply impossible, mechanic-wise. It's not Lioden that rejects the payments from those pre-paid cards, it's the bank that provides them. And Lioden cannot affect those banks.



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Edited on 05/01/19 @ 04:20:46 by Mad Hyena (#29080)

Umanoeat ❄️ (#91618)

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Posted on
2019-01-05 04:40:32
Hum.. I see, then what could we do to make this possible ? What international pre paid card could be available? Because everytime I click on buy now it leads me to paypal and the options are only credit type cards.



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Mad Hyena (#29080)

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Posted on
2019-01-05 04:47:04
Im afraid there isnt anything you can do except getting a new, international-available card.

Lioden, you see, isnt just a home-made game; it's a big buisness, that is officially registered, pays taxes and so forth. They have ONE official account in bank that they recieve payments to, so they can operate it, pay taxes from it and send payments to artists and for servers from it and etc. - they cannot just create a new payment account for each different user looking for alernative payment methods; that would create too much issues for them as an official buisness.

So, sadly, you only need an international-available card - no other payment option is possible, it just cannot be made possible. There's nothing you (or Lioden) can do to make shop-prepaid cards available if they're not; it's just how banks work. Do not buy any pre-paid cards if you plan to use the money for Lioden, rather, open an international-allowed card in a bank. If someone gifted you a gift card that is your-country only, then, sadly, you can only spend it on other things and not on Lioden.

I am speaking from position of having experienced that myself; I am located in Russia and if I try to use my normal Visa card to pay, bank will reject the payment, because it's not international. Only few, selected banks provide cards that are international-enabled and no prepaid card in shop have that; I have learned it the hard way myself. The only thing you can reliably do is find a bank that provides debit/credit cards with international permit, opening a card with them, and using it to pay.



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Edited on 05/01/19 @ 04:54:21 by Mad Hyena (#29080)

Umanoeat ❄️ (#91618)

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Posted on
2019-01-05 04:54:06
Yeah that is for sure, the option for me would be all linked to a bank account.
The thing is, it's not because my pre-paid cards are french, it's because they haven't allowed Lioden to pay with it, they are available on a few USA-based games (such a League of Legends for ex)
So maybe Lioden hasn't yet gotten the autorisations for these cards, and I dont know how this happens except the business to grow bigger.

But then again, the cards I see that could be international require a bank account to be linked with ~
Thanks for the feedback though.



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Mad Hyena (#29080)

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Posted on
2019-01-05 04:58:48
Linked to a bank account is not equal TO a bank account; can you take the money from the card back to the bank account? Can you put the money from it, onto a Visa card with international permit? If not, then it's a small, usually country-specific payment method that most likely doesnt have international permit. Just like we have WebMoney and YandexMoney in Russia, they're small, in-country ways of payment; few selected games out of Russia take it but most of the world doesnt recognise them.

Lioden is allowing any way of payment that can progress through PayPal; if your payment method cannot go through, then it's not fully international. Lioden doesnt give any authorisation/nonauthorisation to any cards; it's PayPal that Lioden uses for processing payment that does.

And remember, Lioden is NOT located in USA, it's located in England and must follow England laws regarding money&banking; what works for USA isnt guaranteed to work for Lioden.



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Edited on 05/01/19 @ 05:02:46 by Mad Hyena (#29080)

Umanoeat ❄️ (#91618)

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Posted on
2019-01-05 05:07:14
Yes, the cards indeed are accepted by Paypal from my country, depends on your bank and choices.
You don't even need a Visa, since the cards are accepted on the Paypal site.

I see, I thought it was from Canada since the Lioden time zone is the same as the Canada one. Thanks !



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Mad Hyena (#29080)

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Posted on
2019-01-05 05:17:30
In that case I do believe the issue is with permits on the card! Some cards have limited international permits, available for your country and, say, USA - Ive actually encountered that kind as well! My own bank worker told me, about my regular work payout card "No idea if it will work out of Russia. It might, or it might not. Depends on which country you're trying to pay to. It doesnt have a proper international permit so it's not guaranteed the payment will go through.". I tried to to pay on Amazon with it and it sadly didnt go through.

In any case it simply isnt something Lioden can affect - it's your bank that rejects the payment from going out, not Lioden/PayPal!



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Edited on 05/01/19 @ 05:22:31 by Mad Hyena (#29080)

Mots - RP Loved🏒 (#5378)

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Posted on
2019-01-05 05:17:53
I've faced the same issue. Like I got a Visa gift card for my birthday. I was allowed to use it on another site I can't mention, but couldn't use it here. And sadly I can't get a Paypal or credit card. Pretty sure my bank may disallow it, but I'm not entirely sure.

I'm in the US and I know our laws are weird regarding money and such. I knew the game was international, the time in game is just set so it's Mountain time when it's not Daylight Saving Time and then Pacific when it is. Which is really weird since it's already noon in England as far as I know. (7am is too early for me to be up XD)



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Umanoeat ❄️ (#91618)

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Posted on
2019-01-05 05:24:10
Awh, so there really is a choice comming from the cards, internationnal has its limits too... I've heard about master card that dont require to directly link to a bank account, we'll be checking that with our local bank to see how it works but I think there is really no other options to use physical money to put in a card then using that card here on Lioden..
Maybe in the future though, as the site grows it could ask permissions for the said pre-paid cards to be allowed.

Oh yeah I thought Visa gift cards worked tho, I don't know how it works, we don't have it here... Maybe check with your bank ?



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Mad Hyena (#29080)

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Posted on
2019-01-05 05:29:03
That's precisesly it; it can be Visa or Mastercard and STILL dont work. It's not guaranteed. It needs to have an international permit to work - regardless of what card it is. Mine's Visa but doesnt work. xD But I had a SobinCard (before the bank vent bankrupt after all the Ukrainse sanctions stuff) and it worked - because it had international permit. It's all about permits.

And bank account is always involved - money are always stored somewhere! Even pre-paid cards are STILL linked to a bank account - a temporary, non-personal one that stores the money that are on that pre-paid card. And it still needs to have international permit, whether it is a small pre-paid card or a full personal bank card.

The payment with unallowed cards is rejected on the bank level, not Lioden. It more like this:
You - Send Payment To Lioden
Bank - Check Where Lioden Is Located
Bank - Dont Like Where Lioden Is Located
Bank - Reject Outgoing Payment To Lioden
Lioden -

It's not Lioden who rejects the payments - it's the BANK.



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Edited on 05/01/19 @ 05:43:57 by Mad Hyena (#29080)

Umanoeat ❄️ (#91618)

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Posted on
2019-01-05 05:31:33
Oh I didn't get that, pheew that's even more complicated then, how do you know if your devise has a permit or not and can you change it ?

Yes for sure, but I meant, in a pre-paid card you don't necessarily have to use any credit cards or any direct bank account, you can pay with bills.



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Mad Hyena (#29080)

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Posted on
2019-01-05 05:34:05
In most cases, you can ask your bank to provide you clarification! But they arent always even sure themselves. So it's better to stay clear of those that cannot specifically guarantee international payments in their deals.

Pre-paid still are each linked to a small, non-personal temporary bank account when money of those pre-paid cards are stored! Money cannot be stored in the air there always is a bank account behind a card; a temporary one attached to a pre-paid/gift card or a full one attached to you personally, still all are bank accounts.



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Edited on 05/01/19 @ 05:38:57 by Mad Hyena (#29080)

Umanoeat ❄️ (#91618)

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Posted on
2019-01-05 05:40:00
I see... That makes a whole lot of small unpersonnal bank account :o



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